Mortgage Loan Processor

This job is located in Santa Cruz, CA
Differentiate yourself: If you are a top-performing Loan processor, with proven leadership skills, who is interested in working for a premier Mortgage Bank offering competitive, jumbo, conforming, and government loan products, Opes Advisors is the place for you.
ALL candidates must have a minimum of 2 years conventional loan processing experience, and demonstrated success with effective pipeline management supporting multiple Mortgage Advisors.

Job Responsibilities:
The Mortgage Loan Processor is responsible for the day-to-day administration of the mortgage loan process. The primary objective for this role is to support assigned Mortgage Advisors to effectively meet outlined objectives while maintaining high quality standards and compliance.
The qualified candidate will be responsible for maintaining a personal pipeline of Conventional, FHA and VA loans in accordance with company policies and procedures and investor guidelines.
Key Functions:
o Maintain a personal pipeline to maintain set turn time promises.
o Gather and review of appropriate documentation/verifications for compliance and accuracy.
o Run LP/DU.
o Order appraisals, credit reports, flood determinations and other documents as needed.
o Submission of quality loans to bank/investor for final approval.
o Follow up on missing loan documentation as needed for approval/funding.
o Responsible for personal pipeline - facilitate the loan file through the process and communicate with all parties as needed to ensure promises are kept.
o Assist MA's with processor related questions/issues.
o Ensure files are in compliance with the regulatory and secondary and investor market guidelines.
o Stay abreast of emerging changes in processing requirements and procedures.
o Achieve established production goals in relation to funded volume, cycle time and customer satisfaction.
o Build strong relationships with Mortgage Advisors and within Operations team.
Job Qualifications:
o Minimum of two years of recent experience as a Mortgage Loan Processor;
o Demonstrated ability to effectively manage a pipeline of at least 25loans;
o Strong working knowledge of Automated Underwriting systems LP/DU;
o Adept with current conventional, FHA and VA underwriting guidelines;
o Experience with Point and Blitz Docs preferred;
o Superior customer service skills;
o Strong written and verbal communication skills;
o Ability to multi-task in a high volume, fast paced environment;
o Strong knowledge of new GFE 2010 requirements and disclosure protocol;
o BA/BS degree in business, finance or related field preferred.
Opes Advisors provides the products and tools for success that include a competitive base salary in addition to a comprehensive benefits package.
If you are driven by excellence and dedicated to success please submit your resume today!

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